If you’re a business owner—whether you’re a startup or a long-time entrepreneur—you know that getting the money you need to operate and grow your business is critical to success. That’s why Bank of America and Seneca created this Access to Capital Directory. It puts at your fingertips hundreds of organizations providing funding for entrepreneurs across the U.S.
Start by finding sources of capital using our exclusive Search Tool.
Search Tool
__able
Able ventures seeks to partner with companies that are narrowing the wellness gap: the quantifiable delta that has grown dramatically over the past two decades as economic indicators such as GDP per capita have increased while measures of overall wellbeing, including physical and mental health, have stagnated or decreased.__able
| Location | New York, New York |
| Type of Capital | Equity |
| Type of Fund | Venture Capital |
| Stage of Capital | Early Stage |
| Focus Area | Aging AdultsCare EconomyCaregiversConsumer WellbeingDisruptive HealthcareGen Z Founders |
__able is an investment fund focused on health & wellbeing. We aim to support passionate entrepreneurs building visionary brands in positive living that will make the daily lives of consumers healthier, happier and more meaningful.
We seek to partner with companies that are narrowing The Wellness Gap: the quantifiable delta that has grown dramatically over the past two decades as economic indicators such as GDP per capita have increased while measures of overall wellbeing, including physical and mental health, have stagnated or decreased. We are most focused on overlooked or stigmatized communities that have resulted in underserved markets.
https://ablepartners.nyc/ [email protected]#Angels
We back exceptional founders building the future. Each of us makes our own investment decisions and invests from our own sources of capital.#Angels
| Location | San Francisco, California |
| Type of Capital | Equity |
| Type of Fund | Angel |
| Stage of Capital | Angel |
We back exceptional founders building the future. Each of us makes our own investment decisions and invests from our own sources of capital. A handful of companies are backed by all six of us, while the majority are backed by only a few of us—but we work as a team to support all of the founders in our portfolio.
We believe the journey in Silicon Valley is better shared together. For many years, we’ve been bringing operators, founders, and investors together for real-talk lessons of building startups, diversifying networks and shining a light on the parts of our industry which have been historically held close to the (Patagonia) vest by those in power.
https://hashtagangels.com/ [email protected]1517 Fund
1517 supports teams led by young founders with pre-seed, and seed funding for technology startups.1517 Fund
| Location | San Francisco, California |
| Type of Capital | Equity |
| Type of Fund | Venture Capital |
| Stage of Capital | Pre-Seed, Seed |
| Focus Area | StartupsTechnologyYoung Founders |
1517 supports teams led by young founders with pre-seed, and seed funding for technology startups. Our focus is on makers, hackers, and scientists interested in working outside tracked institutions because we believe that the path geared towards higher education is not for all. We motivate people to work on what they’re passionate about, to learn by doing, and to create new technologies.
Working with founders at the earliest stages: We learned from one of the best investors in the history of venture capital how to find, identify, and work with outstanding founders at the earliest stages. Not your typical venture capital team: We’re a bunch of former educators, philosophers, and tech geeks. You won’t find a single MBA or Patagonia vest on this team.
1517 Fund is a part of Beyond the Billion, a pledge campaign aimed at mobilizing a global consortium committed to invest $1 BILLION in women founders.
https://www.1517fund.com/ [email protected]1843 Capital
Founded in 2016 by Tracy Killoren Chadwell as an early-stage venture capital firm, 1843 Capital focuses on AgeTech—technology for older adults and their caregivers, and longevity. We invest differently—valuing diverse founders and board members—and we engage differently, with capital, counsel, and connectivity.1843 Capital
| Location | New York, New York, Washington, D.C. |
| Type of Capital | Equity |
| Type of Fund | Venture Capital |
| Stage of Capital | Seed, Series A, Series B |
| Focus Area | Technology |
Founded in 2016 by Tracy Killoren Chadwell as an early-stage venture capital firm, 1843 Capital focuses on AgeTech—technology for older adults and their caregivers, and longevity. We invest differently—valuing diverse founders and board members—and we engage differently, with capital, counsel, and connectivity.
1843 Capital was named for the year Ada Byron Lovelace is credited with writing the first computer program. As the only legitimate daughter of poet Lord Byron, Ada found poetry in numbers and is credited with recognizing the full potential of Charles Babbage’s analytical engine. At 1843 Capital we wonder: “what would have happened if Ada was funded.”
https://1843capital.com/ [email protected]37 Angels
37 Angels focuses on early-stage startups. As such, when investing, we look for impressive teams in attractive markets. While most of our portfolio companies are technology startups, we consider ourselves to be sector and geography-agnostic.37 Angels
| Location | New York, New York |
| Type of Capital | Equity |
| Type of Fund | Angel |
| Stage of Capital | Early Stage |
| Max Capital | $200,000 |
| Focus Area | Startups |
37 Angels is a community of 90+ angel investors with a mission to activate investors through local and global investor trainings. Our main goals are to achieve gender parity and to increase diversity in angel investing. Many of our members are former entrepreneurs who understand the highs and lows of business-building. As such, we are committed to transparency in communication and providing advice grounded in empathy. We primarily invest in early-stage startups and we are sector and geography agnostic.
http://www.37angels.com [email protected]3CORE
3CORE is a private, nonprofit corporation that works as the economic development planning and coordinating agency for California's Tri-County region, composed of Butte, Glenn and Tehama counties and the nine member cities located therein. We will help you secure your next small business loan.3CORE
| Location | Chico, California |
| Type of Capital | Loan |
| Type of Fund | CDFI |
| Max Capital | $250,000 |
| Focus Area | California-BasedDisaster-AffectedSmall Business |
3CORE is a private, nonprofit corporation that works as the economic development planning and coordinating agency for California’s Tri-County region, composed of Butte, Glenn and Tehama counties and the nine member cities located therein. We will help you secure your next small business loan. Our mission is to cultivate healthy businesses, because people matter.
3CORE manages multiple revolving loan funds to meet local financing needs. 3CORE loan proceeds may be used for any of the following: Working capital, purchasing land, buildings or existing businesses, purchasing furniture, fixtures, machinery and equipment, business expansions or startups, leasehold improvements and lines of credit. 3CORE typically finances loans between $25,000 and $250,000. However, we will consider requests outside this range under certain circumstances. Loan terms are generally between three and seven years. Loan terms for purchasing land, buildings or businesses may be up to 15 years. Interest rates range between 6 and 10 percent dependent on market conditions. Most loan terms feature a fixed interest rate.
3CORE also has a Small Business Disaster Interruption Loan Program. This is not designed to compete with SBA Disaster Loan Programs, but will compliment those programs by filling potential lending gaps. Program includes business working capital loans in an amount between $10,000 and $100,000, depending on each business’s individual needs. Larger loan requests with alternate rates and terms may also be considered.
By listening intently and tailoring assistance to each specific business’ need, the Tri Counties Bank/3CORE Minority Owned Business Campaign will create a support network. Through mentorship, customized technical assistance engagements and strategic financial assistance, this program will ensure business growth and long-term success.
https://3coreedc.org/loan-program/ [email protected]500 Startups Global Flagship Fund
Based out of San Francisco, our global flagship funds include a series of five funds that invest across regions and industries. Created in 2010, the first flagship fund was our first fund ever that helped us start the SF-based accelerator program that we are still known for to this day.500 Startups Global Flagship Fund
| Location | San Francisco, California |
| Type of Capital | Equity |
| Type of Fund | Venture Capital |
| Stage of Capital | Pre-Seed, Seed |
| Focus Area | E-CommerceEducationESGIndustrialMarketingMediaReal EstateRetailSmart CitiesSustainabilityTechnologyTransportation |
Our global flagship funds are the original series of funds that helped start it all. Our strategy has been to operate as an active and global early-stage investor. Once invested, we provide a network of mentors to founders that focus on growth marketing and digital distribution—intended to take their early traction metrics and improve them for subsequent financings and increase in valuation.
In order to generate high-volume deal flow, provide structured portfolio support, and build a strong brand in the startup world, we established our Seed Accelerator program. Over the past decade, we have refined our strategies and continue to invest across the globe in the world’s most promising founders.
https://500.co/A-Force Ventures
A-Force Ventures is an early-stage fund that invests in female-led consumer internet and mobile startups.A-Force Ventures
| Location | San Francisco, California |
| Type of Capital | Equity |
| Type of Fund | Venture Capital |
| Stage of Capital | Pre-Seed, Seed |
| Focus Area | Consumer ProductsDatingEducationEntertainmentFashionHealthInternet & MobileTravel |
A-Force Ventures is an early-stage fund that invests in female-led consumer internet and mobile startups. We are proud to invest in and support some of the smartest and most passionate entrepreneurs who are creating groundbreaking products and services that make our lives better, more connected, and more fulfilling. 1) We focus on investing in startups with a female founder or who are active in female dominant marketplaces; 2) We target early-stage investments (seed and pre-seed) in the consumer lifestyle sector across travel, health, entertainment, consumer products, dating, fashion, and education; and 3) The key traits we look for in our founders are hustle, passion, curiosity, and deep market knowledge.
https://www.aforceventures.com/ [email protected]Access Plus Capital (formerly Fresno Community Development Financial Institution)
Access Plus Capital is a mission-driven small business lender. Our business is to grow small businesses and jobs in Central California by connecting entrepreneurs to capital and advice they need to be successful.Access Plus Capital (formerly Fresno Community Development Financial Institution)
| Location | Bakersfield, California, Fresno, California, Modesto, California |
| Type of Capital | Loan |
| Type of Fund | CDFI |
| Stage of Capital | Early Stage, Late Stage |
| Max Capital | $500,000 |
| Focus Area | California-Based |
Start up, strengthen or expand. No matter what your business goals are, Access Plus Capital is here to help you reach them. We want for you and your business to succeed. We know that starting a business or growing an existing one is a risky step, but we strongly believe that taking that step is an essential part of any business’ life cycle. Here at Access Plus Capital, we help assist with the biggest part—funding. Headquartered in Fresno and Central California focused.
Eligibility requirements: Credit check and 1:1 collateral. Short on collateral? We have government guarantee programs. Loan uses include startup, equipment purchase, working capital, building improvements, and inventory purchase.
https://www.accesspluscapital.com/loans/ [email protected]Accessity
Accessity's mission is to open doors of financial opportunity for entrepreneurs, particularly people of color, women, and immigrants. By providing educational support and term loans from $300 to $100,000, it helps entrepreneurs start or grow their small businesses.Accessity
| Location | San Diego, California |
| Type of Capital | Loan |
| Type of Fund | CDFI |
| Stage of Capital | Later Stage, Seed |
| Max Capital | $100,000 |
| Focus Area | Southern California-BasedStartup |
Accessity is an independent, 501(c)(3) nonprofit Community Development Financial Institution founded in 1994 that provides economic opportunity to entrepreneurs through access to small business loans from $300 to $100,000 and a community of support and resources in Southern California. Accessity’s mission is to open doors of financial opportunity to those with historically less access to capital and business support: entrepreneurs of color, women, immigrants, and low- to moderate-income entrepreneurs, so they can build prosperous businesses and livelihoods for themselves and their families, while also strengthening communities. For more information, visit accessity.org.
https://accessity.org/ [email protected]
A way to connect to capital and coaching for your business
Bank of America has launched the Access to Capital Connector, an online platform designed to help small businesses by linking them directly to local Community Development Financial Institutions (CDFIs) for capital, coaching and support. The Connector was created in partnership with the Community Reinvestment Fund, USA (CRF), a national nonprofit CDFI.
Featured Sources of Capital
Kiva
Crowdfund
$15,000
Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.
Kiva
| Location | San Francisco, California |
| Type of Capital | Loan |
| Type of Fund | Crowdfund |
| Max Capital | $15,000 |
| Focus Area | Small Business |
Plexo Capital
Venture Capital
Seed
Plexo Capital is an institutional investment firm founding Managing Partner Lo Toney incubated and spun out from Google Ventures. Plexo Capital invests in emerging seed-stage VCs led by diverse teams and invests directly into companies sourced from the portfolios of VCs where Plexo Capital has an investment.
Plexo Capital
| Location | Los Angeles, California |
| Type of Capital | Equity |
| Type of Fund | Venture Capital |
| Stage of Capital | Seed |
| Focus Area | AIGeneticsHardwareHealthcareMarketingPublicitySoftwareSports |
Maryland Capital Enterprises
CDFI
$150,000
Since 2000, Maryland Capital Enterprises, Inc., a 501(c)(3) private nonprofit organization, has worked to build communities by supporting local small businesses in Maryland. MCE empowers businesses to grow, create jobs, and generate wealth on Maryland's Eastern Shore and across the state.
Maryland Capital Enterprises
| Location | Salisbury, Maryland |
| Type of Capital | Loan |
| Type of Fund | CDFI |
| Max Capital | $150,000 |
| Focus Area | Maryland-BasedSmall Business |
Craft3
CDFI
$3,000,000
Craft3 is a regional nonprofit CDFI that makes loans to strengthen economic, ecological and family resilience in Oregon and Washington. We lend to established nonprofits and growing and startup businesses – including those that don’t qualify for traditional loans.
Craft3
| Location | Astoria, Oregon, Bend, Oregon, Klamath Falls, Oregon, Port Angeles, Washington, Portland, Oregon, Seattle, Washington, Spokane, Washington, Walla Walla, Washington |
| Type of Capital | Loan |
| Type of Fund | CDFI |
| Max Capital | $3,000,000 |
| Focus Area | AgricultureCleanTechFoodOregon-BasedVeteran FoundersWashington-Based |
Stray Dog Capital
Venture Capital
Seed, Series A
Stray Dog Capital is a venture capital fund investing in innovative, early-stage companies across the food, beverage, and biotechnology sectors that are driving a healthier, humane, and more sustainable future.
Stray Dog Capital
| Location | Leawood, Kansas |
| Type of Capital | Equity |
| Type of Fund | Venture Capital |
| Stage of Capital | Seed, Series A |
| Focus Area | BeverageBiotechFoodSustainable |
Emmeline Ventures
Venture Capital
Early Stage
We're bridging the funding gap for female founders and unlocking this asset class for more female investors.
Emmeline Ventures
| Location | Los Angeles, California, Phoenix, Arizona |
| Type of Capital | Equity |
| Type of Fund | Venture Capital |
| Stage of Capital | Early Stage |
| Focus Area | FintechFuture of HealthSustainabilityTech-Enabled |
Resources
CDFI Ambassadors
Get Help Navigating the World of CDFIs
CDFIs are financial institutions that have a primary mission of community development and provide credit and financial services to underserved populations. Bank of America’s CDFI Ambassadors help cultivate partnerships and educate borrowers.