Access to Capital Directory for Entrepreneurs

A curated database designed to help underserved entrepreneurs learn about sources of funding, including equity, debt and grant capital.

If you’re a business owner—whether you’re a startup or a long-time entrepreneur—you know that getting the money you need to operate and grow your business is critical to success. That’s why Bank of America and Seneca Women created this Access to Capital Directory. It puts at your fingertips hundreds of organizations providing funding for businesses owned by women entrepreneurs, Black entrepreneurs and Hispanic-Latino entrepreneurs across the U.S.

Start by visiting one of the Directories below and find sources of capital using our exclusive Search Tool.

For Women Entrepreneurs

Sources of capital, plus news and resources

For Black Entrepreneurs

Sources of capital, plus news and resources

For Hispanic-Latino Entrepreneurs

Sources of capital, plus news and resources

Para los Empresarios Hispano-Latinos
En Español

Fuentes de capital, además de noticias y recursos

Search Tool

A new way to connect to capital and coaching for your business

Bank of America has launched the Access to Capital Connector, an online platform designed to help small businesses by linking them directly to local Community Development Financial Institutions (CDFIs) for capital, coaching and support. The Connector was created in partnership with the Community Reinvestment Fund, USA (CRF), a national nonprofit CDFI.

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Featured Sources of Capital

2045 Ventures

Venture Capital

Pre-Seed, Seed • $500,000

2045 ventures invests in pre-seed and seed stage startups led by immigrant, female, or underrepresented founders. Generalist: we focus on early-stage Climate-tech, Health-tech, and Fin-tech

Bank of America Portfolio Fund badge

Community Reinvestment Fund, Inc (CRF)

CDFI

$250,000

CRF is one of three nonprofit small business lending companies authorized by the US Small Business Administration (SBA) to provide SBA 7(a) small business loans. These loans—with amounts ranging from $150,000 to $4 million—can be used for commercial real estate, business acquisition, equipment, working capital, debt refinancing and more.

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William Mann, Jr. Community Development Corporation

CDFI

Late Stage • $100,000

At William Mann Jr. CDC, we understand that each of our clients have a unique need that calls for a customized loan program. Based on your need, we can help find the right loan program for you.

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Black Business Investment Fund

CDFI

$500,000

BBIF is a nonprofit Community Development Financial Institution (CDFI). We are a mission-driven organization which helps Black, minority and underserved small businesses thrive by providing loan capital alongside business development training.

Bank of America Partner badge

Grit Ventures

Venture Capital

Pre-Seed, Seed • $1,000,000

Grit Ventures is a pre-seed investor in Deep Technology in mature and emerging hubs in the US. We source innovation from the nation’s top labs, lead rounds and focus on go-to-market strategy. We invest in industrial automation, logistics, sustainability and communications.

Bank of America Portfolio Fund badge

Topstone Angels

Angel

Early Stage, Series A, Series B

Topstone Angels is a private investment group dedicated to bringing new and seasoned investors together with qualified entrepreneurs and startups.

News

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65% of Small Business Owners Expect Revenue Growth This Year

A majority of small and mid-sized business owners expect their revenues to increase this year, and their worries over a recession have declined substantially, according to the 2024 Bank of America Business Owner Report.

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21 funding options for Black-owned companies

The US Chamber rounds up some great opportunities, including from VCs and CDFIs.

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Facts and stats about Black-owned businesses

Bankrate pulls together the numbers; For instance, Black-owned businesses employ more than 1 million people in the US.

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Resources

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CDFI Ambassadors

Get Help Navigating the World of CDFIs

CDFIs are financial institutions that have a primary mission of community development and provide credit and financial services to underserved populations. Bank of America’s CDFI Ambassadors help cultivate partnerships and educate borrowers.

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Business Education

Bank of America Institute for Women’s Entrepreneurship at Cornell

An unparalleled opportunity for women to earn a certificate in business from this Ivy League university, through a free online program made possible by Bank of America.

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Small Business Lessons

Bank of America’s Business Education Center for Entrepreneurs

Find webinars for small businesses, on topics including accessing capital, building business credit and much more.

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